First Response Finance is a UK-based vehicle finance company, providing Hire Purchase (HP) finance for cars, vans, and motorbikes - with no extra fees. Our friendly team makes vehicle finance simple and hassle-free, even for people with a bad credit history. Rated 4.9 out of 5 by customers on Review Centre and a five-time Feefo Platinum Trusted Service Award winner. Representative 30.9% APR. All finance is subject to status, and no application is guaranteed.