JB Lockhart & Associates Ltd is owned and managed by Jeff Lockhart. With 30 years experience in financial management, he is a highly experienced business trainer, project manager and management consultant.Jeff is a Fellow of the Institute of Credit Management and a Fellow of the Chartered Management Institute. He gained his MBA in 1996, and is qualified in the PRINCE2 project management methodology.Jeff regularly delivers training seminars to international audiences on a range of Finance and Managerial topics, across the EMEA region.