Once you arrive in the store, you’ll be greeted by our friendly team of pawnbroking experts who are there to offer a wide range of financial services such as pawnbroking, travel money, gold buying, and our Western Union service. H&T is authorised and regulated by the Financial Conduct Authority (FRN 677994) for Consumer Credit (please note Cheque Cashing, FX, Retail purchases and sales are not regulated by the FCA) , so you can rest assured that your item is safe in our hands. We are also members of the National Pawnbrokers Association and the Consumer Credit Trade Association. If you’re interested in finding a new accessory, whether it’s for yourself or a loved one, you’ll love the retail section in your local Cardiff store too.