Financial Concepts has been a recognized name in the Financial Advisers industry in Cumbria for the past 15 years. Financial Concepts are a Chartered Firm (one of the first ones in Cumbria) and offer a wide range of services and financial planning to suit all types of clients including Pensions, Investments, Mortgages, Life Assurance, Critical Illness Cover, Health and Income Protection, Equity Release, Long Term Care Planning and Tax Planning. The initial consultation is free and we aim to exceed client expectations and provide a professional service of the highest level. We have Chartered and Certified Financial Planners and a dedicated mortgage department to ensure that you can meet with the most relevant adviser for your circumstances. We look forward to assisting our clients old and new for the next 15 years and beyond.