MCF Loans is an Industrial & Provident Society registered under the Industrial & Provident Societies Act 1965 Registration Number As the first Community Development Finance Institution to be established in the East Midlands, MCF Loans was set up to make loans to financially excluded individuals and businesses that could not access affordable credit from mainstream banks and building societies Derby City Council played a major role in the set up of MCF Loans and continues to be supportive We don't encourage our customers to take on bigger and bigger loans repayable over longer and longer times