David Pickering is a partner with Independent Financial Advisory Services, which have offices in South Shields and Washington, and serving the populaion of Tyne & Wear and beyond since 1985.IFAS offer whole of market advice on Retirement Planning, Pensions and finding clients the most competitive Annuity Rates using the Open Market Option on your retirement. IFAS will also work with you on your Savings and Investments, Protection products to cover your life, mortgage or income.David Pickering of IFAS is also an Independent Mortgage Adviser for advice on Mortgages, Remortgages, Movers, First Time Buyers, Right to Buy and Adverse Credit Mortgages.