Clever Money Independent health and life insurance broker. Get better now No fees, Search and quote service direct, over the phone or online. We are an independent insurance adviser specialising in small business, family and individual health/life insurance. Family and business insurance cover for mortgage/loans, life, term cover, critical illness and sickness cover. Private Health Insurance from Cannon Healthcare - the independent insurance adviser. We provide independent advice and highly competitive quotes for corporate, company, SME, small business, sole trader and individual clients and prospective clients. Clever Money is a trading style of Cannon Healthcare is an Appointed Representative of Personal Touch Financial Services Limited which is authorised and regulated by the Financial Services Authority