A free, unbiased and no-pressure face-to-face review of your finances from an independent and experienced specialist. All areas covered. No strings attached. Wendy Cochran PhD, DipPFS is a fully qualified, insured and registered Independent Financial Adviser based in Fife, Scotland and serving clients across the country.Advice is available on all financial products, including mortgages, pensions, life insurance, critical illness cover, savings, investments, debt problems and other specialist areas. As well as providing solutions to individuals, Wendy also has experience in assisting charities and small businesses with employee pension schemes and other issues.The first consultation is always free, after which you can take as much time as you need to decide if you want to take things further.