Exactum
Inspectors & Surveyors
Cactus House
, 30 Foregate Street
, WR1 1DS
Worcester
, Worcestershire
Business profile
Rebuild Cost Assessments
Exactum Ltd provides rebuild cost assessments for residential and commercial properties across the UK. Using BCIS data and regulated by RICS, we deliver fast, affordable desktop valuations and offer onsite visits for complex cases. Trusted by insurers, brokers, and owners.
Building Surveyors
Our qualified building surveyors offer in-depth analysis of property condition, structure, and maintenance needs, helping you make informed decisions when buying, selling, or managing property.
Property Valuations
We deliver reliable property valuations for residential and commercial assets, tailored for sales, purchases, tax, and legal purposes - all backed by professional insight and industry standards.
Rebuild Valuation Survey
A rebuild valuation survey calculates the total cost to reinstate your property following total loss. We offer fast, desktop-based assessments with no on-site visit required.
Insurance Services
Protect your assets with the right cover. We work with brokers and property owners to ensure insurance values align with true rebuild costs, reducing risk and improving policy accuracy.
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FAQs
What is a Rebuild Cost Assessment?
A Rebuild Cost Assessment (RCA) estimates the cost of completely rebuilding your property from scratch, including materials, labour, demolition, debris removal, and professional fees. It's essential for ensuring you have the correct level of insurance cover.
Why is a Rebuild Cost Assessment important?
Without an accurate assessment, your property may be underinsured or overinsured. Underinsurance can result in reduced claim payouts, while overinsurance means you may be paying too much in premiums. Exactum ensures your insurance cover matches your property's true reinstatement value.
How often should I get a Rebuild Cost Assessment?
The Royal Institution of Chartered Surveyors (RICS) recommends updating your assessment every 3–5 years, or sooner if there are significant changes to your property or building costs.
Can I get a Rebuild Cost Assessment without a site visit?
Yes! Exactum offers convenient desktop assessments for many property types using advanced digital tools and reliable data sources. This allows us to deliver accurate reports quickly and efficiently, often without the need for an in-person inspection.
Who do you work with?
We work with homeowners, landlords, property managers, insurance brokers, solicitors, and commercial clients across the UK. Whether you have a single property or a large portfolio, we provide tailored assessments to suit your needs.
Are your reports accepted by insurers?
Yes. Our reports are fully compliant with RICS guidance and accepted by leading insurance providers and underwriters. They provide the professional assurance required to support accurate insurance cover.
Do you offer services other than Rebuild Cost Assessments?
Yes. In addition to RCAs, we provide property valuations, insurance services, and work closely with chartered surveyors and building professionals to support a wide range of property needs.
How do I get started?
Simply contact us through our website or by phone. We'll discuss your property type and requirements, and provide a quote for the most suitable assessment solution. Our process is quick, professional, and designed around you.