Founded in 2008, Advice on Money Debt Solutions is a subsidiary of Reading based IFA - Advice on Money, which has many years experience in helping people improve their finances. Debt Solutions was specifically set up to help people who may be struggling with debt, and provides personal debt advice and counselling to clients both throughout Berkshire and the UK. The company can supply a range of debt solutions including debt consolidation loans, equity release, debt management plans and IVAs. Individual Voluntary Arrangement (IVA) can help people reduce the amount they owe and clear their debts within 5 years. They are available for those who have 15, 000 pounds or more in unsecured debts, owed to at least 3 creditors. The firm offers comprehensive debt advice and counselling to clients in the privacy of their own homes or at local offices with the sole aim of making lives more comfortable. With fully trained staff clients problems are heard sympathetically and treated in utmost confidence at all times.