However, we are included on the register maintained by the Financial Services Authority so that we can carry on insurance mediation activity, which is broadly the advising on, selling and administration of insurance contracts These terms, together with any Letter of Engagement, set out the basis on which we shall provide you with legal services on the present matter and any matters in future You are responsible for paying our fees, disbursements and expenses, whether or not a third party has agreed or been ordered to pay them