Moneywise credit union is a financial co-operative which offers savings, loans and related services to all our members. Anyone who joins us must be part of our common bond and for us this means everyone who lives or works in the Tyne and Wear, County Durham, Teesside or Northumberland region. We are a not for profit organisation which means that any surplus we make is reinvested in our business running costs, and if we make enough we are then able to pay out a dividend to all our members