Mosaic Mortgages is an independent mortgage broker providing mortgage advice in all areas of the market but we specialise in helping first time buyers, buy to let investors & those with a poor or bad credit history.Mosaic Mortgages is not linked to any particular lender or panel of lenders and thus can offer truly independent mortgage advice on over 6000 different schemes currently available in the UK mortgage market.Visit to view our helpful first time buyer guides, buy to let mortgage guides & bad credit mortgage guides. There are a range of useful mortgage calculators and you can use mosaicmortgages online mortgage quote to find the best mortgage rates currently available.