Our policy allows property buyers to claim back fees if their purchase falls through. Known as Home Buyers Protection or Gazumping Insurance, this cover offers peace of mind during the property exchange. Our Home Buyers Protection policy covers 10 of the most common causes of fall through (including gazumping) and allows you to claim back any paid fees up to £1500. Get Covered Against: Gazumping/outbidding Property withdrawn from sale The mortgage lender insists on rectification work Property is subject to a 'compulsory purchase order' The seller is not legally entitled to sell or transfer the property to you The initial mortgage lenders valuation is less than 90% of the original accepted offer The property is damaged before completion and rectification work exceeds 10% of the original offer You withdraw due to critical illness The buyer(s) are made redundant or given notice of relocation The buyer(s) die