We specialise in Buy To Let mortgages we have exclusive access to products with only a 20% deposit needed and rates from as little as 2.99%, there is no need to prove your income, the mortgages are assessed on rental income not your income. We have access to the whole of the mortgage market and some lenders have products aimed at people with low credit scores, adverse credit and people that may have been declined by there bank. Life Insurance is a vital protection plan to provide a financial safety net for your loved ones whether it is to protect a mortgage or not we can offer free independent protection advice