Ethical, straightforward independent financial advice. Investments, pensions, life cover and mortgages. DALES are an Independent Financial Adviser, Offering advice on all aspects of your financial planning, including Mortgages, Life assurance, Investments and Pensions. DALES are "Whole of Market" which means we will search the Whole market to find the best product suited to your needs be that a mortgage deal or the cheapest life cover. At Retirement Advice, when you reach your retirement it is important to get the very best deal on the pension or annuity your purchase, being an Independent Financial Adviser, we can assist you in exercising your Open Market Option, and obtaining the best income available to you, we will compare the Open Market with the offer from your existing provider.PN Dales Ltd is authorised and regulated by the Financial Services Authority 486107