Open Door
Do you want an 8% minimum return on your investment, Guaranteed for 3 years? All investors should have a balanced portfolio; property shouldn't be disregarded as an investment option, but is often overlooked due to the perceived risk involved. To create the investment product DJPI assessed the positives of investing in 'buy to let' property and how to minimise potential problems, to create income while planning for capital gain in the future. Using property as a vehicle to generate return, the following should be considered: You own the asset from day one. You decide when to sell and when to hold. There is no reliance upon third parties. Most people can associate with property because the principles are not difficult to understand (unlike stocks and shares or Funds). Property is tangible: It can be seen at all times. You can use other people's money to fund the purchase (e.g. a buy to let mortgage), greatly increasing the potential return. No other investment allows securitised asset backed lending like property does. You receive a monthly dividend in the form of rent. The asset is transferable to future generations or anyone you wish over the age of 18. The asset has the potential to increase in value, thus benefitting from favourable tax breaks i.e. £10,600 PA (april 2011 - april 2012) from any capital increase is tax free. The returns from rental income and capital gain can far exceed that of traditional investments.