We offer banking services to all members of the community, including those on low incomes and those who can not use main stream banking. We do not discriminate against those solely on benefits or low incomes, and encourage people to be aware of their finances and offer current accounts suitable for their needs. We aim to break the cycle of charges on current accounts, which is often a reason for the continuous debt. Our organisation also aims to eliminate as much doorstep lending as possible, by offering low cost small loans.