Contractor Mortgages Made Easy (CMME) "contractor mortgages as individual as you" A specialist mortgage broker with access to specific mortgages for contractors. Mortgages based on contract rate alone.We have the expertise and research to ensure every mortgage is correctly tailored for a contractor's needs and circumstances. We are aware that in the past many contractors have struggled to arrange mortgages, due to the perception on the part of lenders that those on short-term contracts represent a poor credit risk on serviceability of a loan because their incomes are difficult to assess. As a result of this Contractor Mortgages Made Easy have negotiated bespoke underwriting terms with many 'High Street' lenders and therefore can obtain a 'Prime Rate' mortgage based simply on a multiple of the contract rate alone. In essence due to their relationships with lenders you are treated the same as a permanent employee. The policy at Contractor Mortgages Made Easy is to avoid where possible the more expensive self certified route of funding usually associated with Contractor Mortgages. How we work: Bespoke arrangements for contractors and high quality service during the mortgage application process as a result of close relationships with major UK mortgage lenders Utilise experience, expertise and the latest technology to research the whole marketplace with the aim of producing the most suitable option for the client We regularly review our clients' mortgages and personal circumstances and to recommend money-saving options where appropriate