Insurers tender the same rate to all brokers, but Trade Association Insurance will allow a further discount as agreed with your Trade Association We are authorised and regulated by the FSA, who are appointed by HM Treasury under the Financial Services and Markets Act 2000, to oversee the security and integrity of Financial Services within the United Kingdom Your trade association has entered into an agreement with us and rather than providing a quote from a specific insurer, commonly badged and branded "special schemes" which give small discounts for volumes of business, we offer the best of up to 10 insurers using our experience and expertise After more than 70 years trading we remain an Independent Intermediary with access to the widest possible choice of Insurance Companies, the Lloyd's Market and a number of specialist schemes, so you can be sure you are getting the best deal