S.O.E. Consultants Limited are a small firm of Independent Financial Advisers authorised and regulated by the Financial Services Authority. We offer written advice and recommendations to our clients, which most importantly, is a fee free service without obligation. Our very successful business works on the basic tenant of offering advice and not a sales based process. If we cannot illustrate to you that we can add significant value to your pension we do not deserve you as a client. We know that by offering advice without up front fees, we can demonstrate our commitment of excellence to our clients, and history has shown that this is the best way for us to further our business, by putting our clients first.