Cprm is a relatively new company, having been formed in September 2004 We believe this is key to customer satisfaction – we do not try to shoehorn our clients into the services we want to offer, but seek to identify the real services required We believe it enhances our staff’s understanding of pension schemes and gives them a better appreciation of the work they are doing We have a number of cases where we successfully advise both parties, using 2 different actuaries if required We have many schemes for which we provide consultancy services to the employer only