The most common way to pay for goods over the web is by credit card, which is why Funkyfogey uses the merchant services of HSBC Bank for card processing, and the secure server of SECPay which encrypts your credit card details so nobody else can see them The friendly face of Funkyfogey is based on a small town, the buildings in the town are access points to different categories such as finance, sport and leisure and the community centre All Funkyfogey residents receive a study