A personal service from a fully qualified mortgage advisor, Denis Smith CeMAP who has 9 years experience in the industry. He will visit you at home or work at a time to suit you, and absolutely NO broker fees are charged. Mortgages, Remortgages, Secured Loans can be arranged for all, whether first time buyers, home movers, self-employed or whatever. An even more extensive service is provided for first time buyers, again with no fee.