Broking - Home & High Net Worth Home Insurance
If you live in an average three bedroom home then a standard home insurance policy is the most cost effective choice, please contact us for a quotation. If you have more to protect, a standard home insurance policy is unlikely to give you the cover that you require. A high net worth Insurance policy would then be suitable. High net worth is also known as high value insurance or high value home insurance. Policies are generally designed for people requiring higher levels of cover and more typically for properties with a rebuild cost of over £350,000 and with contents insurance anywhere upwards of £75,000 in value. Many people assume that you must live in a stately home to qualify for a high net worth policy or that it will cost significantly more. Neither is true. If you have a collection of fine art, antiques or jewellery you may find that these are worth more than you realise and a standard home insurance policy will generally not provide adequate enough cover. A high value insurance policy is specifically designed to take into consideration the requirements of having such a collection. Please contact us for a fee, no obligation quotation.