Employers Liability Insurance
Employers Liability Insurance is a legal requirement if you have 1 or more employees or you are a Ltd company with more than one director. This cover insures you for claims arising from your own liability to cover employee illness, injury or death. The Health and Safety Executive (HSE) enforces the law on EL Insurance and HSE inspectors can check whether you have Employers Liability in force with an approved insurer. They may ask to see your Certificate of Insurance and you can be fined up to £2,500 for any day which you are without suitable insurance. If you do not display the Certificate of Insurance or refuse to make it available to a HSE inspector if they ask, you can also be fined up to £1,000 on the spot. Further information relating to Employers Liability Insurance and whether or not you need to purchase this cover can be found on the government website or downloaded from the TCF Ellis website also. We can arrange your policy, whether it be a stand alone liability policy or form part of a commercial combined package. Please call us for a chat and let us put forward a free, no obligation insurance quotation.