Nicholas Hall is an adviser with Julian Harris Mortgages Ltd (FCA No. 304155), which is authorised and regulated by the Financial Conduct Authority. Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages such as commercial BTLs are not regulated by the FCA. The wording used suggests that there is a structured team – management and advisers, however looking at the JH site you are an adviser on your own. Please amend the wording to reflect this. i.e Nicholas Hall has over 25 years of experience within the financial services industry. Nicholas’ sole mission is to be a leading provider in mortgages and financial services, which he achieves by utilising the very best products and technology within the marketplace. If Nicholas believes a client’s requirements are so unrealistic, he can advise the client on the necessary actions required to improve their position.