To date, Lloyds TSB Foundation for Scotland has received over £82 million from Lloyds Banking Group plc, and this money has improved the lives of hundreds of thousands of people across Scotland and, more recently, overseas through Scottish Charities working abroad Lloyds TSB Foundation for Scotland owes it existence to The Rev'd Henry Duncan, who founded the Trustee Savings Bank in Ruthwell, Dumfriesshire in 1810