Bad Credit Mortgage Advice
Most high street banks use a credit scoring system to work out if they will give you a mortgage. If you don't get a high enough score you won't get a mortgage and in many cases you won't be told why. We work with lenders who base their decisions on your personal circumstances and credit history which we believe is much fairer and more transparent. If you have/had previous adverse credit issues, this may affect your ability to get a mortgage. Many high street lenders will not offer a mortgage if you have an adverse credit history. The good news is that there are solutions depending on your circumstances.